Money habits for people who earn well
You make good money. So why does it feel like there's nothing to show for it?
Little Success Habits helps you change your relationship with money, one small habit at a time. It starts with one simple plan: 10% to safety, 20% to debt, and you live on the rest.

Parthiv - Founder, Little Success Habits (LSH)
How it works
Three steps. Small habits that compound.
10-20-70 is a plan to help you get out of debt, build wealth, and live more. It works in three steps, in order.
Step 1
Spot it
Find the quiet habit draining your paycheck. For most people who earn well, it's paying themselves last.
Step 2
Build it
Replace it with one system: 10% to safety, 20% to debt, live on the rest. Automated on payday, so it runs without willpower.
Step 3
Amplify it
Every raise goes to the 10 and the 20 before it turns into lifestyle. That's when small habits start to compound.
Start here
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Hi, I'm Parthiv, founder of Little Success Habits.
I've written 70+ articles on the habits that turn a good income into real wealth, starting with the one that changes everything: paying yourself first. I'm a dad based in Denver, and I write about what works, backed by research and real numbers.
"I use the 10-20-70 plan myself. It works. I'm building wealth and getting rid of debt."
Change your relationship with money, one small habit at a time.
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