💰 Habit of Allocation

In personal finance, most people focus on how much they make — but the wealthy focus on where every dollar goes.

The Habit of Allocation is the discipline of directing your income into purposeful buckets — before life spends it for you. Whether you use the 10-20-70 plan or another split, the key is structure. For example:

• 10% to save for building your emergency funds

• 20% to pay down debts, and after to invest and grow wealth

• 70% to for needs, wants and bills to live on

By allocating intentionally, you turn chaos into clarity — and ensure that every dollar you earn has a mission, not a mystery.

Stack with: The Habit of 10%, The Habit of Pay Yourself First

To your success