Pay Yourself First 💸

Coins saved and stored.

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One of the simplest yet most powerful money habits is this: always pay yourself first. Before the bills, before the shopping, before the “I’ll save what’s left”… put money aside for you. As Jim Rohn mentioned, "Poor people spend their money and save what’s left, while rich people save their money then spend what’s left".

That could mean:

• 10% into savings to build your emergency fund and 6 months of expenses.

• A contribution to your future self’s retirement 🌱 before spending more on credit cards.

• Paying yourself as a business owner and prioritizing yourself.

Why it works:

👉 It flips the script. Instead of hoping you’ll have something left over at the end of the month, you’ve guaranteed it. Every time you receive income, set aside money before paying your creditors.

👉 It builds wealth automatically, even if the rest of your month is chaotic.

👉 It signals to yourself that your financial future matters most.

“Do not save what is left after spending, but spend what is left after saving.” – Warren Buffett

Start small. Even $50/month builds the muscle and habit. Build up to 10%of your income. Over time, it compounds into security and freedom.

LSH takeaway: Paying yourself first isn’t selfish—it’s the first step to building a life where money works for you. The 10-20-70 plan is built on the importance of paying yourself first.

To your success.